In the last issue of the Quarterly News, we asked how confident you are of achieving your retirement-savings goals. Almost half of the respondents said they were "somewhat confident," more than 38 percent said they were "very confident," and about 17 percent said they were "not confident" they would reach their goals.

When you're early in your career, you have so many opportunities to save. And when you're young, even setting aside small amounts in your tax-deferred retirement accounts will have an impact, as these accounts can grow substantially by retirement.

MissionSquare Retirement offers many resources to help you reach your retirement goals. The Retirement Education Center (www.icmarc.org/education) is filled with information about retirement savings plans, education about investing options, and calculators to show you how much your savings can grow over the long run (see www.icmarc.org/grow). The Retirement Security Builder can help you develop your retirement savings strategy and assess your progress through the years.

If you'd like personalized assistance, you can work with our Retirement Plans Specialists or use our Guided Pathways^® Advisory Services, which can provide professional investment advice for your retirement account and can help you decide how much to save for retirement, how to invest the money, and when you can retire. See www.icmarc.org/gp for more information.